Terms and Conditions
Effective date: September 15, 2025
Contact: bryan@mynetworthadvisor.com
1. Agreement to terms
By visiting our website or buying any package, you agree to these Terms and Conditions and to our Privacy Policy and Refund and Returns Policy. If you do not agree, do not use the site or services.
2. Who we are and what we provide
NetWorth Advisors, Inc provides branding, website builds, CRM configuration, automations, templates, and related services for independent truckers and small fleets. Some features rely on third party platforms that we configure for you under your account or ours.
3. Accounts, access, and security
Creating an account on any connected platform may be required to deliver services. Keep logins secure and current. Inform us promptly about any unauthorized access so we can help protect your systems.
4. Orders, billing, and taxes
Pricing appears on the site or in your order. Charges may include setup fees, monthly subscriptions, and one time services. Sales taxes or similar charges may apply where required by law. Payment is due on the schedule shown at checkout or on your invoice.
5. Subscriptions and cancellations
Subscriptions renew monthly until you cancel. Cancel to stop the next renewal. There are no refunds or prorated credits for a billing period that has started.
6. Trial terms for software access
Sometimes we offer a 14 day introductory trial for software access. Cancel within 14 days to avoid charges or to receive a refund for any software access fee collected during the trial. After day 14 the subscription converts to paid. Cancel any time to prevent the next renewal. Refunds do not apply once the paid period begins.
7. Services are nonrefundable once work starts
Service work becomes nonrefundable once it starts. Work starts when any one of these occurs: you submit an intake form, you provide files or credentials, an onboarding call is scheduled or completed, or we create any asset or system such as a project, CRM environment, snapshot load, or site draft.
8. Your responsibilities
Providing timely access, accurate information, and clear feedback helps us deliver on time. Delays caused by missed meetings, withheld access, or slow approvals may shift timelines. Scope changes require written confirmation and may change price or delivery dates.
9. Acceptable use
Use the site and services in a lawful, responsible way. Prohibited uses include sending spam or unlawful messages, infringing third party rights, attempting to bypass security, or using our systems to harass, deceive, or mislead others.
10. Intellectual property and license
Our site, templates, workflows, copy banks, snapshots, training, and other materials contain intellectual property owned by us or our licensors. While your subscription remains active and your account is in good standing, we grant a limited, non exclusive, non transferable license to use deliverables for your business. Reselling our materials or sharing them outside your organization is not allowed without written permission.
11. Client content
You remain responsible for content, images, logos, data, product claims, and legal notices you supply. Confirm that you have rights to everything you provide. If a third party claims your content infringes their rights or violates law, you agree to resolve the issue and to hold us harmless under the indemnification section.
12. Third party services
Our work often includes setup or integration of tools from other providers. Those providers set their own terms and fees. Managing those accounts, including paying their charges, remains your responsibility unless we state otherwise in writing.
13. Confidentiality
Each party will protect non public information received from the other party and will use it only to deliver or receive services. Sharing is limited to personnel, contractors, or advisors who need to know and who are bound to keep it confidential.
14. Data protection and privacy
We handle personal information as described in our Privacy Policy. Using the site or services means you consent to that policy. If you process personal information in your business, you are the controller for that data. Our role is a service provider that processes data under your direction when we operate your CRM or related tools.
15. Service changes and availability
We may improve, modify, or replace features to keep the service current and secure. Access can be interrupted for maintenance, updates, outages at third party providers, or events beyond our control. We work to restore access quickly when issues occur.
16. Results and marketing claims
Our services aim to improve credibility, organization, and efficiency. Results vary based on market conditions, operations, and your follow through. No guarantee of specific revenue, lead volume, rankings, or shipper contracts is made.
17. Feedback
Ideas, suggestions, or requests that you send to us may be used to improve products and services without obligation. Sharing feedback does not create any ownership interest.
18. Disclaimer of warranties
Services and the website are provided as is and as available. All implied warranties, including merchantability, fitness for a particular purpose, title, and non infringement, are disclaimed to the fullest extent permitted by law.
19. Limitation of liability
To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenues, data, or goodwill. Our total liability for any claim related to the site or services will not exceed the fees you paid to us for the services giving rise to the claim during the three months before the event.
20. Indemnification
You agree to defend, indemnify, and hold NetWorth Advisors, Inc and our officers, directors, employees, and contractors harmless from claims, losses, liabilities, and expenses arising from your content, your use of the site or services, your violations of these Terms, or your dealings with third party tools we connect at your request.
21. Suspension and termination
We may suspend or terminate access if invoices go unpaid, if these Terms are violated, or if misuse threatens service integrity. You can end services at any time by canceling subscriptions and by notifying us in writing. Sections that by their nature should survive will continue to apply, including payment obligations, confidentiality, intellectual property, limitations, and indemnities.
22. Disputes
Before filing a claim, contact us to try to resolve the issue. If we cannot resolve it informally, either party may seek relief in a court or through arbitration as allowed by applicable law. Small claims actions may proceed where permitted.
23. Governing law
These Terms apply under the laws that govern our place of organization, without regard to conflicts of law rules. Local consumer laws that apply to you may grant additional rights.
24. Changes to these Terms
We may update these Terms to reflect changes in our services or in the law. Posting a revised version with a new effective date will make the update active. Continued use of the site or services after an update means you accept the changes.
25. Notices and contact
Legal notices and questions about these Terms should be sent to bryan@mynetworthadvisor.com. Operational messages, billing notices, and service alerts may be delivered by email, SMS, or in app notifications.